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New York Life Insurance Company owns the NEW YORK LIFE, NEW YORK LIFE Blue Box logo, and other trademarks displayed on this site.

New York Life Insurance Company or its affiliates (collectively, “NYL”) own or license all content and materials available on this site. You may save designated materials on your own computer or print them for your personal use. Any other use of these materials is prohibited.

NYL provides content, material, and links on this site AS IS, for your convenience and for general informational purposes. Your purchase of any NYL product remains governed by the terms of the insurance policy, annuity contract, or other offering documents provided in connection with the purchase; no contrary terms or information available on or through this site modify those documents.

Disclosure

Ricardo Ramirez is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AR (AR Insurance License #19194309), AZ, CA (CA Insurance License #0N02198), CO, CT, FL, IA, ID, IL, IN, KS, MI, MN, MO, MS, ND, NJ, NV, OR, PA, TN, TX, WA, and WV. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Ricardo Ramirez is licensed and authorized to offer insurance in California and Arkansas, but RMR Insurance Solutions & Wealth Strategies may not be. For additional information on licensure status, please click here for California and/or click here for Arkansas.

Ricardo Ramirez is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 801 N Brand Blvd Fl 14, Glendale, CA, 91203, 818-326-9358. In this regard, this communication is strictly intended for individuals residing in the states of AR, AZ, CA, CO, FL, IA, ID, IL, MN, MO, MS, ND, NV, OR, TX, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Ricardo Ramirez is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AR, AZ, CA, CO, FL, IA, ID, IL, MN, MO, MS, ND, NV, OR, TX, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

RMR Insurance Solutions & Wealth Strategies is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither RMR Insurance Solutions & Wealth Strategies nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

Click here
RMR Insurance Solutions & Wealth Strategies

Ricardo Miguel Ramirez

Financial Advisor
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